Tools & resources
Simple, private tools that run entirely in your browser. Nothing you type is sent anywhere or saved on our servers. These are for reflection and planning, not financial advice.
These tools are rough educational estimates and self-reflection aids only. They are not personalized financial, tax, or legal advice, and they do not know your real situation. Use them to think and to prepare good questions, then make actual decisions with a qualified fiduciary advisor, attorney, and accountant.
The headline number is not what is yours. Taxes take a bite, and the amount you can safely spend each year is far smaller than the total. This gives a rough picture to bring to a professional.
The draw rate is a simplified illustration of living off what money produces rather than the money itself. Real sustainable spending depends on your age, holdings, taxes, and goals. A professional can model yours properly.
Ten honest questions about how protected you are right now. Check each one that is true for you.
This is a reflection aid, not a test or a diagnosis. A low score is not a judgment; it just points to where the books and a good team can help most.
The moves that protect a fresh windfall, in order. Tick them off as you go. Your ticks are saved in this browser only. Use the print button for a paper copy.
Curated resources
Authoritative pages run by governments, professional bodies, and established nonprofits. We are not affiliated with any of them.
Need support with grief, gambling, or a crisis? See our Get Help page.